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Retail mortgage branches are very common: they are the organizations that work directly with borrowers to help them with their loan applications and give them common loans like mortgages and auto loans. If you have ever worked with a loan officer at a bank, you have worked with a retail mortgage organization.

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Is my mortgage "lender" the same as my "servicer"? Your mortgage lender is the financial institution that gave you your mortgage loan. In some cases your mortgage lender may have sold your mortgage to a different financial institution.

A recent report from mortgage consultancy stratmor group reveals an interesting – but perhaps not surprising – trend: Large banks lag far behind their independent competitors when it comes to making a.